• The Long-Term Benefit of Homeownership

    The Long-Term Benefit of Homeownership,William Luther

    THE LONG-TERM BENEFIT OF HOMEOWNERSHIP Today’s cooling housing market, the rise in mortgage rates, and mounting economic concerns have some people questioning: should I still buy a home this year? While it’s true this year has unique challenges for homebuyers, it’s important to factor the long-term

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  • Do You Believe Homeownership Is Out of Reach? Maybe It Doesn’t Have To Be.

    Do You Believe Homeownership Is Out of Reach? Maybe It Doesn’t Have To Be.,William Luther

    DO YOU BELIEVE HOMEOWNERSHIP IS OUT OF REACH? MAYBE IT DOESN’T HAVE TO BE. It turns out, millennials aren’t the renter generation after all. The 2022 Consumer Insights Report from Mynd says there’s a portion of millennial and Gen Z buyers who are pursuing homeownership as a way to build their wealth

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  • What’s Ahead for Mortgage Rates and Home Prices?

    What’s Ahead for Mortgage Rates and Home Prices?,William Luther

    WHAT’S AHEAD FOR MORTGAGE RATES AND HOME PRICES? Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home. Here’s a look at the latest expert insights on both mortgage rates and

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  • Sell Your House Before the Holidays

    Sell Your House Before the Holidays,William Luther

    SELL YOUR HOUSE BEFORE THE HOLIDAYS As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home n

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  • Home Equity: A Source of Strength for Homeowners Today

    Home Equity: A Source of Strength for Homeowners Today,William Luther

    HOME EQUITY: A SOURCE OF STRENGTH FOR HOMEOWNERS TODAY Experts agree there’s no chance of a large-scale foreclosure crisis like we saw back in 2008, and that’s good news for the housing market. As Mark Fleming, Chief Economist at First American, says: “. . . don’t expect a housing bust like the mid-

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  • Top Questions About Selling Your Home This Winter

    Top Questions About Selling Your Home This Winter,William Luther

    TOP QUESTIONS ABOUT SELLING YOUR HOME THIS WINTER There’s no denying the housing market is undergoing a shift this season, and that may leave you with some questions about whether it still makes sense to sell your house. Here are three of the top questions you may be asking – and the data that helps

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  • How Owning a Home Builds Your Net Worth

    How Owning a Home Builds Your Net Worth,William Luther

    HOW OWNING A HOME BUILDS YOUR NET WORTH Owning a home is a major financial milestone and an achievement to take pride in. One major reason: the equity you build as a homeowner gives your net worth a big boost. And with high inflation right now, the link between owning your home and building your wea

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  • Your House Could Be the #1 Item on a Homebuyer’s Wish List During the Holidays

    Your House Could Be the #1 Item on a Homebuyer’s Wish List During the Holidays,William Luther

    YOUR HOUSE COULD BE THE #1 ITEM ON A HOMEBUYER’S WISH LIST DURING THE HOLIDAYS Each year, homeowners planning to make a move are faced with a decision: sell their house during the holidays or wait. And others who have already listed their homes may think about removing their listings and waiting unt

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  • Homeownership Is an Investment in Your Future

    Homeownership Is an Investment in Your Future,William Luther

    HOMEOWNERSHIP IS AN INVESTMENT IN YOUR FUTURE There are many people thinking about buying a home, but with everything affecting the economy, some are wondering if it’s a smart decision to buy now or if it makes more sense to wait it out. As Bob Broeksmit, President and CEO of the Mortgage Bankers As

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  • What Every Seller Should Know About Home Prices

    What Every Seller Should Know About Home Prices,William Luther

    WHAT EVERY SELLER SHOULD KNOW ABOUT HOME PRICES If you’re trying to decide whether or not to sell your house, recent headlines about home prices may be top of mind. And if those stories have you wondering what that means for your home’s value, here’s what you really need to know. What’s Really Happe

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  • Homeowners Still Have Positive Equity Gains over the Past 12 Months

    Homeowners Still Have Positive Equity Gains over the Past 12 Months,William Luther

    HOMEOWNERS STILL HAVE POSITIVE EQUITY GAINS OVER THE PAST 12 MONTHS If you’re a homeowner, your net worth got a big boost over the past few years thanks to rapidly rising home prices. Here’s how it happened and what it means for you, even as the market moderates. Equity is the current value of your

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  • Confused About What’s Going on in the Housing Market? Lean on a Professional.

    Confused About What’s Going on in the Housing Market? Lean on a Professional.,William Luther

    CONFUSED ABOUT WHAT’S GOING ON IN THE HOUSING MARKET? LEAN ON A PROFESSIONAL. If you’re thinking about buying or selling a home, you probably want to know what’s really happening with home prices, mortgage rates, housing supply, and more. That’s not an easy task considering how sensationalized headl

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  • What To Expect From the Housing Market this year

    What To Expect From the Housing Market this year,William Luther

    WHAT TO EXPECT FROM THE HOUSING MARKET IN 2023 The 2022 housing market has been defined by two key things: inflation and rapidly rising mortgage rates. And in many ways, it’s put the market into a reset position. As the Federal Reserve (the Fed) made moves this year to try to lower inflation, mortga

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  • What Experts Are Saying About the 2023 Housing Market

    What Experts Are Saying About the 2023 Housing Market,William Luther

    WHAT EXPERTS ARE SAYING ABOUT THE 2023 HOUSING MARKET If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market this year. In 2022, the market underwent a major shift as economic uncertainty and higher mortgage rates reduced buyer d

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  • Think Twice Before Waiting for 3% Mortgage Rates

    Think Twice Before Waiting for 3% Mortgage Rates,William Luther

    THINK TWICE BEFORE WAITING FOR 3% MORTGAGE RATES Last year, the Federal Reserve took action to try to bring down inflation. In response to those efforts, mortgage rates jumped up rapidly from the record lows we saw in 2021, peaking at just over 7% last October. Hopeful buyersexperienced a hit to the

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  • Want To Sell Your House? Price It Right.

    Want To Sell Your House? Price It Right.,William Luther

    WANT TO SELL YOUR HOUSE? PRICE IT RIGHT. Last year, the housing market slowed down in response to higher mortgage rates, and that had an impact on home prices. If you’re thinking of selling your house soon, that means you’ll want to adjust your expectations accordingly. As realtor.com explains: “. .

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