Too often, people rush into home ownership because it is seen as a sign of financial responsibility. But, its a big commitment and it's not a guaranteed good investment.

With that said, you probably want to buy a house anyway. So we've put together a first-time homebuyers' manual to wrap up all of our best advice in one place.

The PDF covers:

• First-TIme Homebuyer boot camp

• Steps you should take when you're getting ready to buy

• Tools and resources to find your first home

• Outlines the steps from submitting and offer to closing