From our President

The Wall Street Journal reports on home value trends for 2011. Economists from Deutsche Bank to the Census Bureau are weighing in on what's in store and the prognoses range from pie-in-the-sky super optimistic to more moderate, plausible scenarios. And, we're not hearing so much of the grim predictions of further decline in the housing market anymore. The consensus seems to be that 5 or 10 years hence, not only will we all be in a good place again, the process of recovery is well under way.